BUT, if I was forced (at gunpoint) to recommend some kind of action-taking, I'd recommend the following: you could try something new, that you think is way out of your comfort-zone.
Well, my #1 suggestion is, perhaps surprisingly, for you to create your own income-generating website using SBI!, based on your skills and passions. Yes, this IS a challenge - you might even consider it impossible! - but it IS a doable challenge, even for you, and you'll have all the tools you'll need using Sitesell's SBI!.
Now there are many ways you can try and reprogram your mind - EFT, Tapping, meditation, The Lefkoe Method and even listening to brain reprogramming audios are methods that come to mind. But the method I'm going to talk about here is hypnosis (hypnotherapy) or specifically self-hypnosis.
allows you to directly access the way you think about things. And, let me tell you this, it's the way you think about things that needs to be addressed. It's never what happens to you, but ALWAYS how you respond to (or think about) what happens. (That's what ALL of the personal growth tools I recommend here are about!)
I've used several self-hypnosis downloads from HypnosisDownloads.com and can recommend their effectiveness in reprogramming thoughts. Don't just take my word for it though, check out these free resources:
Just Let Go (Face Yourself)
Better still, why not learn to let go - to stop trying to control everything that happens to you, and to be okay with things as they turn up. (It's a clear sign of ease, isn't it, when things just don't bother a person. But you do have to know yourself a little...)
So how well do you really know yourself? I mean, really know yourself! All those people that irritate you, for example... all those situations you shy away from... all those times you say "I can't". These are opportunities to KNOW YOURSELF. (Development of self does not come from others changing themselves, or from you wanting to be 'small'.)
One highly recommended way of getting to face yourself, of getting to let go - both the parts of you love, and the parts of you you'd much rather forget - is by following The Sedona Method. Essentially, this is a series of CDs that take you through a method of self-investigation (questions you ask yourself are: "can I accept this feeling?", "can I welcome it?", "can I let go of this feeling?", "would I?", "when?") that ultimately allows you to 'let go' and free yourself up to BE who you truly are.
The possibilities are thus endless. Once you start to let go of 'problems' life just gets a whole lot more fun.
I call this 'ultimate solution' discovering how life really works. And life works from the Inside Out, rather - as we've all been lead to believe all of our lives - from the Outside In.
Example of Outside In philosophy: once I get (rich / a partner / more 'stuff'
/ less responsibilities (or more responsibilities) then I will be happy. As Michael Neill - one of many advocates of Inside Out Living - puts it, "Your happiness does not depend on getting or having what you want."
Or how about these words from him, "You aren't afraid of what you think you're afraid of – you're afraid of what you think."
When you realise that it's your relationship with your thoughts that matters and NOT what's happening to you, then you suddenly discover a power to enable your own happiness, your own well-being -
a power you've ALWAYS had.
Suddenly, what people do just doesn't matter - it's what you think that starts to matter.
For me, the quest to BE yourself is the only quest (what you do once you've fully being yourself is up to you, naturally, and decisions will come easy to you, as you'll be accessing your inner wisdom much more often). And I believe this 'being yourself' quest is most easily accomplished by understanding the nature of thought, and its impact so far on your life, as discussed by Michael Neill and others...
Before I go, I'd like to share with you MY ULTIMATE SELF-HELP TIPS that require no products to purchase, though the resources above WILL help I'm sure. So, in no particular order, these tips WILL also help your personal development growth, I'm sure of it:
Laugh (or smile) every day. The more times you can do this (yes, for no reason if things are that bad) the easier it gets.
REASON: improves your mood, simple as that
Think of others, for a while - volunteer your time, in some small way, or reach out to try and help someone else (just listening is enough)
Thinking of others brings humility
Know yourself, better - take a good look at yourself, and investigate why things irritate you, why you struggle (be kind, but honest)
REASON: Your life is your responsibility - this is a fact!
Take time out - take a holiday, or better still meditate on a daily basis; any form of "mental fasting" is to be encouraged
REASON: Detach yourself from your 'story' - helps with 3., also
And, finally, always remember to... see 1.
NOTE: just in case you don't get what my ultimate personal growth tool is, it's YOU - it's you trusting yourself, in the moment. And you are much more likely to do that when you understand that your happiness/success/whatever in your world all comes from your happiness/success/whatever with your thoughts about the world...
Example video from Michael Neill: Dragons
It's not what happens to you, but what you think about what happens to you that matters most.